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Your IRA Can Increase Medicare Costs

Friday, August 18, 2017 | Leave a comment

You’ve done the right thing for years.  You’ve diligently saved and accumulated money in your IRA account.  But do you know your IRA could increase your Medicare costs?  You see, at some point, money in your IRA must come out,Continue Reading...

Estimated reading time: 8 minute(s)

The Secret of Series EE Savings Bonds

Friday, August 4, 2017 | Leave a comment

Most people look for some level of safety, liquidity and yield in their portfolios.  Finding one investment with all three benefits is difficult.  Despite that, it is possible to get a safe bond with a great interest rate, and evenContinue Reading...

Estimated reading time: 12 minute(s)

Age Matters in Retirement Planning

Friday, July 28, 2017 | Leave a comment

Age matters as you approach your retirement years, and age matters in financial planning.   As a Certified Financial Planner, I’ve spent a lot of time developing Retirement Plans for my clients.   And it still surprises me how many don’t understandContinue Reading...

Estimated reading time: 10 minute(s)

HSA Beneficiaries

Friday, July 21, 2017 | Leave a comment

If you have an HSA, you should think about what happens to your account after your death. The rules are a little tricky and careful planning is important to minimize the tax bite for HSA beneficiaries. You should name aContinue Reading...

Estimated reading time: 5 minute(s)

The Score at Halftime: Your AGI

Friday, July 14, 2017 | Leave a comment

Sometimes the score at halftime really does matter. Take your tax return for instance.  Believe it or not, there is a halftime for your tax return. On your 1040 form, look at the bottom of the first page and theContinue Reading...

Estimated reading time: 9 minute(s)

Quiz: What is a Rollover?

Friday, June 23, 2017 | Leave a comment

Many people think it’s easy to move retirement assets…but is it really?  Take our short quiz to test your knowledge and answer the question:  What is a Rollover?   The Quiz You are moving funds out of your employer-sponsored planContinue Reading...

Estimated reading time: 11 minute(s)

Quiz: An Accidental Beneficiary

Friday, June 2, 2017 | Leave a comment

If you own an IRA, you probably want it to pass to the correct beneficiaries.  I seriously doubt you want an accidental beneficiary inheriting your hard-earned assets. Knowledge is power and you need to be aware of the rules governingContinue Reading...

Estimated reading time: 10 minute(s)

Managing Your Money Part 3: Diversification

Thursday, May 25, 2017 | Leave a comment

Most people are familiar with the term “portfolio diversification.”  It’s generally known you shouldn’t invest all of your money in one stock, bond, or other investment vehicle.  However, my view of modern portfolio diversification has a different twist on theContinue Reading...

Estimated reading time: 19 minute(s)