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Paying Uncle Sam When You Retire

by Craig Moser on July 27, 2018

There’s an old saying, “you can pick your friends but you can’t pick your family!”  Even if we could, no one would pick Uncle Sam because he always wants your money; even when you retire.  Have you thought about paying […]

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Roth IRA as a Tax-Advantaged Legacy

by Craig Moser on July 13, 2018

Roth IRAs are amazing tools for accomplishing wealth creation and transfer. One creative use of a Roth account is naming a young child as the beneficiary. At your death, the child takes minimum required distributions (RMDs) for his/her own life […]

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5 Social Security Myths

by Craig Moser on June 29, 2018

With all the misinformation, complex benefit formulas and individual opinions, navigating Social Security can feel like a mine field.  An even worse, selecting the wrong path can lead to a costly mistake.  Before you make your decision, here are 5 […]

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Couples: Is Your Retirement Vision in Sync?

by Craig Moser on June 15, 2018

Daydreaming about retirement can be a lot of fun.  And if you’re married, you’ve probably been thinking in terms of when “we retire, we’re going to … (fill in the blank)”.  Unfortunately, fantasy doesn’t always translate to reality.  You need […]

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Taxes and Your Future

by Craig Moser on June 1, 2018

Have you thought about taxes and your future? We all know the government has bills to pay. To do that, they need tax revenue. Generating that tax revenue is debated with two primary choices.  Either ask a smaller percentage of […]

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Liquidity from IRA’s

by Craig Moser on May 18, 2018

You’re probably like many Americans with your 401k’s and IRA’s being your largest pool of assets. Therefore, in times of financial trouble, you may want liquidity from your IRA. Due to the possible negative effects on your retirement savings, and […]

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Potholes in Your Road to Retirement

by Craig Moser on May 4, 2018

Hopefully you know about the potholes in your road to retirement.  As a Certified Financial Planner, I’ve help get hundreds of people on the road to retirement.  I consistently see overlooked potholes that significantly impact your ability to achieve a […]

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Guidelines For Spousal IRA Contributions

by Craig Moser on April 20, 2018

Spousal IRA’s are unique.  They allow a working spouse to make IRA contributions for a spouse who doesn’t work or doesn’t have enough earned income to make individual IRA contributions.  There are some specific rules and requirements, but they help […]

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Charitable Giving Tax Break

by Craig Moser on April 13, 2018

You’ve paid off your house and the kids have moved out, leaving you without any beneficial tax write offs.  You want to give to charity, but also want to take advantage of the charitable giving tax break. A QCD may […]

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Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
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Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

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