Blog

The Monte Carlo Simulation

by Craig Moser on February 21, 2020

The Monte Carlo simulation models the probability of different outcomes with random variables.  It helps determine the impact of risk and uncertainty when forecasting.  When using any Monte Carlo simulation (online or otherwise) you must also understand assumptions made by […]

Continue Reading

Roth IRA & Roth 401k – The Basics

by Craig Moser on February 7, 2020

Roth IRAs and Roth 401(k) plans are incredibly popular, and why wouldn’t they be? Both offer tax-free earnings and allow the account owner to pass tax-free dollars to their beneficiaries. However, despite the ubiquity of Roth accounts, there are some […]

Continue Reading

Chocolate Cake

by Craig Moser on January 17, 2020

Most of us have heard “everything in moderation”, especially when referring to healthy eating.   For example, you may love chocolate cake.  You may even have a slice once a week, and that’s okay.  After all, everything in moderation.  But would […]

Continue Reading

Naming Your IRA Beneficiary

by Craig Moser on January 3, 2020

Naming your IRA beneficiary requires serious consideration.  Completing the IRA beneficiary designation form is part of your overall estate planning.  Because the outcomes vary depending on your choice, you should understand the options. Your Spouse For many, naming your spouse […]

Continue Reading

Transfer on Death (TOD)

by Craig Moser on November 22, 2019

Transfer on death (TOD) registration allows you to pass the securities you own directly to another person or entity (your “TOD beneficiary”) upon your death without having to go through probate. By setting up your account or having your securities […]

Continue Reading

Women and Retirement

by Craig Moser on November 8, 2019

Women have made significant strides over the years.  However, as a group, they continue to face a risky retirement.  Here are some tips on how women can prepare for retirement. Only 12% of women are “very confident” in their ability […]

Continue Reading

Four Retirement Concerns

by Craig Moser on October 25, 2019

When it comes to retirement, there are many things to look forward to.  There are also things to take precautions against. Here are four retirement concerns many people often have. If any of them are causing you stress, please give […]

Continue Reading

Don’t Fly Blind

by Craig Moser on October 11, 2019

There’s a saying that “Failing to plan is planning to fail.” When certain life-changing events happen, it’s so important that we create a plan, or adjust your existing one. This is the single best way to ensure you keep moving […]

Continue Reading

Build Your Diversified Income Plan

by Craig Moser on September 13, 2019

Having a strategy to generate income you can’t outlive can give you peace of mind.  To help defend your future against inflation, market ups and downs, unexpected expenses, and longevity, I encourage you to build a diversified income plan. Funding […]

Continue Reading

Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
to help maximize the payments you are entitled to

Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

Show Buttons
Hide Buttons