Blog

Smaller Tax Refunds

by Craig Moser on March 22, 2019

You may have seen people grumbling on social media about smaller tax refunds this year. Major media outlets (NY Times, USA Today, Washington Post, etc.) are reporting the average tax refund check is lower this year.  Many think the tax […]

Continue Reading

Roth IRA Rules

by Craig Moser on February 26, 2019

Roth IRAs offer a unique trade-off.  You pay taxes now on money contributed or converted to a Roth IRA.  In exchange, your future earnings and withdrawals are tax-free.  However, there are rules that must be followed.  Because we don’t want you […]

Continue Reading

Annuities 101

by Craig Moser on February 8, 2019

Working with people over the past 25 years, our main objective has been to grow assets for the future. When people begin to retire, the game changes. We worked to “buy low” and “sell high” while accumulating assets.  As you […]

Continue Reading

Basics of Bonds

by Craig Moser on January 25, 2019

Many people begin investing with stocks.  While you probably understand you should diversify, bonds can be confusing.  In case you’re interested in bonds, but don’t know where to start, here are the basics of bonds and bond funds. Bonds may […]

Continue Reading

Roth Conversion FAQs

by Craig Moser on January 11, 2019

If a savings vehicle with tax-free growth potential and tax-free withdrawals in retirement sounds good to you, you should probably consider a Roth IRA.  Even if you can’t contribute to a Roth IRA (because of income limits), you might still […]

Continue Reading

How Much Money Should I Save For Retirement?

by Craig Moser on December 28, 2018

I’m often asked “How much money should I save for retirement?”  Well, your journey toward retirement has twists and turns unique to you.  Likewise, your retirement goals are probably different from mine and that of your neighbors’.  Although there isn’t […]

Continue Reading

The Initial Public Offering (IPO)

by Craig Moser on November 2, 2018

You have probably heard the term initial public offering, or IPO.  You probably know it’s a process that allows private companies to become public and sell shares in their firm.  But beyond that basic overview, do you understand IPOs?   Do […]

Continue Reading

The Wide Wide World of Debt

by Craig Moser on October 19, 2018

Debt.  Most of us are familiar with it.  Used wisely, it can help generate equity, build your credit score and even prepare for the future.  From mortgages and credit cards to car and student loans, the New York Fed reported […]

Continue Reading

Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
to help maximize the payments you are entitled to

Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

Show Buttons
Hide Buttons