Personal Finance

Transfer on Death (TOD)

by Craig Moser on November 22, 2019

Transfer on death (TOD) registration allows you to pass the securities you own directly to another person or entity (your “TOD beneficiary”) upon your death without having to go through probate. By setting up your account or having your securities […]

Continue Reading

Women and Retirement

by Craig Moser on November 8, 2019

Women have made significant strides over the years.  However, as a group, they continue to face a risky retirement.  Here are some tips on how women can prepare for retirement. Only 12% of women are “very confident” in their ability […]

Continue Reading

Four Retirement Concerns

by Craig Moser on October 25, 2019

When it comes to retirement, there are many things to look forward to.  There are also things to take precautions against. Here are four retirement concerns many people often have. If any of them are causing you stress, please give […]

Continue Reading

Your Financial Roadmap

by Craig Moser on July 19, 2019

Let’s face it, you know all of your financial information, or at least who to contact to get it.  But do you share that information with your family?  If not, I suggest creating a roadmap to locate important financial information.  […]

Continue Reading

Paying for College With Your Roth IRA

by Craig Moser on July 5, 2019

As college costs continue to increase, parents are exploring every possible tool available to meet those costs.  Roth IRAs can play a significant role, but the rules can be confusing.  Before paying for college with your Roth IRA, make sure […]

Continue Reading

Financial Communication for Couples

by Craig Moser on March 8, 2019

We’ve all heard good communication is the foundation or a strong marriage.  However, have you considered the importance of financial communication in your home?  Do you know how this can impact your marriage?  For example, a 2019 Fidelity Investments survey […]

Continue Reading

Getting Tax Efficient

by Craig Moser on November 30, 2018

I frequently see people losing money to taxes.  Usually it’s because they don’t consider (or understand) the impact different types of investments have on taxes.  The trade-off of getting tax efficient is accepting short-term costs for long-term benefits.  Below are […]

Continue Reading

Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
to help maximize the payments you are entitled to

Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

Show Buttons
Hide Buttons