Retirement Planning

Transfer on Death (TOD)

by Craig Moser on November 22, 2019

Transfer on death (TOD) registration allows you to pass the securities you own directly to another person or entity (your “TOD beneficiary”) upon your death without having to go through probate. By setting up your account or having your securities […]

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Women and Retirement

by Craig Moser on November 8, 2019

Women have made significant strides over the years.  However, as a group, they continue to face a risky retirement.  Here are some tips on how women can prepare for retirement. Only 12% of women are “very confident” in their ability […]

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Four Retirement Concerns

by Craig Moser on October 25, 2019

When it comes to retirement, there are many things to look forward to.  There are also things to take precautions against. Here are four retirement concerns many people often have. If any of them are causing you stress, please give […]

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Don’t Fly Blind

by Craig Moser on October 11, 2019

There’s a saying that “Failing to plan is planning to fail.” When certain life-changing events happen, it’s so important that we create a plan, or adjust your existing one. This is the single best way to ensure you keep moving […]

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Build Your Diversified Income Plan

by Craig Moser on September 13, 2019

Having a strategy to generate income you can’t outlive can give you peace of mind.  To help defend your future against inflation, market ups and downs, unexpected expenses, and longevity, I encourage you to build a diversified income plan. Funding […]

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Your Financial Roadmap

by Craig Moser on July 19, 2019

Let’s face it, you know all of your financial information, or at least who to contact to get it.  But do you share that information with your family?  If not, I suggest creating a roadmap to locate important financial information.  […]

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Five Common Retirement Mistakes

by Craig Moser on June 21, 2019

These days, planning for retirement isn’t just a luxury. It’s a necessity. Retirement has become too complex to just pick a day to stop showing up for work. You have to factor in savings, expenses, taxes, and other spending. And […]

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RMD Rules

by Craig Moser on May 10, 2019

At age 70 1/2, you begin taking Required Minimum Distributions (RMDs), from your IRA or qualified plan.  To determine the amount, divide your account balance on December 31 of the previous year (adjusted for outstanding rollovers and transfers) by your […]

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The Six W Questions of Retirement

by Craig Moser on April 12, 2019

Do you remember learning the six “W” questions in grade school?  They are: Who, What, When, Where, Why and How.  You probably remember these, but do you know the Six W Questions Retirement?  Answering these questions help you determine the […]

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Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
to help maximize the payments you are entitled to

Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

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