Retirement Planning

Getting Tax Efficient

by Craig Moser on November 30, 2018

I frequently see people losing money to taxes.  Usually it’s because they don’t consider (or understand) the impact different types of investments have on taxes.  The trade-off of getting tax efficient is accepting short-term costs for long-term benefits.  Below are […]

Continue Reading

The Significance of an Inverted Yield Curve

by Craig Moser on August 10, 2018

An inverted yield curve occurs when short-term bonds yield less than long-term bonds.  It’s unusual because that’s exactly opposite of what normally occurs in the bond market.  It’s significant because it predicts a recession.  Being able to identify an inverted […]

Continue Reading

Paying Uncle Sam When You Retire

by Craig Moser on July 27, 2018

There’s an old saying, “you can pick your friends but you can’t pick your family!”  Even if we could, no one would pick Uncle Sam because he always wants your money; even when you retire.  Have you thought about paying […]

Continue Reading

Roth IRA as a Tax-Advantaged Legacy

by Craig Moser on July 13, 2018

Roth IRAs are amazing tools for accomplishing wealth creation and transfer. One creative use of a Roth account is naming a young child as the beneficiary. At your death, the child takes minimum required distributions (RMDs) for his/her own life […]

Continue Reading

Couples: Is Your Retirement Vision in Sync?

by Craig Moser on June 15, 2018

Daydreaming about retirement can be a lot of fun.  And if you’re married, you’ve probably been thinking in terms of when “we retire, we’re going to … (fill in the blank)”.  Unfortunately, fantasy doesn’t always translate to reality.  You need […]

Continue Reading

Taxes and Your Future

by Craig Moser on June 1, 2018

Have you thought about taxes and your future? We all know the government has bills to pay. To do that, they need tax revenue. Generating that tax revenue is debated with two primary choices.  Either ask a smaller percentage of […]

Continue Reading

Potholes in Your Road to Retirement

by Craig Moser on May 4, 2018

Hopefully you know about the potholes in your road to retirement.  As a Certified Financial Planner, I’ve help get hundreds of people on the road to retirement.  I consistently see overlooked potholes that significantly impact your ability to achieve a […]

Continue Reading

Guidelines For Spousal IRA Contributions

by Craig Moser on April 20, 2018

Spousal IRA’s are unique.  They allow a working spouse to make IRA contributions for a spouse who doesn’t work or doesn’t have enough earned income to make individual IRA contributions.  There are some specific rules and requirements, but they help […]

Continue Reading

Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
to help maximize the payments you are entitled to

Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

Show Buttons
Hide Buttons