Retirement Planning

Real Deal Retirement

by on October 20, 2017

To explain real deal retirement, let’s take a look at a question a client recently asked.  The client uses income from Social Security and an annuity to pay all current living expenses, and recently asked if she should put 100% […]

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Age Matters in Retirement Planning

by Craig Moser on July 28, 2017

Age matters as you approach your retirement years, and age matters in financial planning.   As a Certified Financial Planner, I’ve spent a lot of time developing Retirement Plans for my clients.   And it still surprises me how many don’t understand […]

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Building Your Three-Legged Stool

by Craig Moser on April 13, 2017

When thinking about retirement, it can help to envision a three-legged stool.  Everybody knows a two-legged stool isn’t reliable because you have no stability.  If you sit or stand on a stool with only two legs, you’re going to end […]

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Unintended Outcomes: Long-term Care

by Craig Moser on March 3, 2017

As a Certified Financial Planner, I work to build plans that reflect my clients’ futures as accurately as possible.  Inevitably, planning comes down to a question of dealing with unintended outcomes.  For example, “How will the possibility of a long-term […]

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Dear Ole Dad's Pension

by Craig Moser on February 17, 2017

I was talking to a client whose Dear Old Dad advised that assets should double every 7 to 10 years.  He also said she could do this while withdrawing 5% per year.  This scenario was possible in her dad’s era. […]

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Your Retirement Road Ahead

by Craig Moser on January 20, 2017

Growing older requires most of us to think about the road ahead and things we have never approached before.  A big one is the “R” word.  Yes, retirement starts to get closer.  If you have taken the time to prepare, then […]

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Mailbox Money

by Craig Moser on December 30, 2016

As we move through time, we seldom think about what life will be like when we retire.  You work for 25- 35 years and get paid regularly for your efforts.  Then one day you stop working and the paychecks stop […]

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How Do We Build An Income Plan?

by Craig Moser on December 22, 2016

You may have had an investment plan for years.  You follow a strategy you’ve become comfortable with, and put as much as you can into your investment plan.  Accumulation is the name of the game at this point.  Then one […]

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Ready to get MORE out of your retirement?

Kickstart your retirement plan by requesting our complimentary MORE toolkit today.
Here's what you'll get:

Customized Social Security Benefit Summary
to help maximize the payments you are entitled to

Financial Organizer
to summarize all aspects of your financial affairs

Portfolio Evaluation
showing how your investments have performed historically and the fees that you are paying

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