Later adulthood brings with it just as many changes and opportunities as the bloom of  youth. If you have children setting out on their own paths, many aspects of your financial  life and priorities change. And whether you have children or not, approaching retirement  has a way of crystallizing your financial focus.  Insured At Every Stage:  The Golden Years discusses how insurance needs evolve and how to make informed coverage decisions.

At this stage, you may very likely be at the height of your earning power and near your  peak savings as you lay the groundwork for retirement. During this final leg to retirement–  and throughout your retirement period–wealth protection is critical.

Preserving your assets requires more than a thoughtful investment strategy. You also need insurance to protect you against an array of financial risks, especially health care.

For some people, extended care insurance is a priority during this stage of life.  With the expense of children in the rearview mirror, you can now turn your focus  to buying protection against potentially the most significant health care expense  you are likely to face in retirement.

While few people enjoy analyzing and buying insurance, the right coverage can  help free you to manage life’s challenges without as much financial concern. As  your career, family, and health change, your insurance needs will, too.

Just remember: New circumstances often call for new coverage. So, while you  explore the freedom and adventure that retirement can bring, don’t forget to  make sure you have insurance to help support the life you desire.