Historically, life insurance gets a bad rap—it’s a policy with beneﬁts and a purpose that doesn’t truly shine, so many people skip this as part of their investment portfolio. Obviously, no one can predict the future, but having life insurance means you and your loved ones are better prepared when the unexpected happens. Even with a small policy, you may ﬁnd yourself sleeping a little easier at night knowing that your family has protection in place should something happen to you.
For most of us, the belief that life insurance has one purpose: to provide a ﬁnancial beneﬁt in the event of your death, and if we’ve covered our ﬁnal expenses with other products there really isn’t a need to buy this coverage. But the reality is, life insurance can do much more for you while you’re still among the living, you just need to ask the right questions.