Historically, life insurance gets a bad rap—it’s a policy  with benefits and a purpose that doesn’t truly shine, so many people skip this as part of their investment  portfolio. Obviously, no one can predict the future, but  having life insurance means you and your loved ones are better prepared when the unexpected happens.  Even with a small policy, you may find yourself sleeping a little easier at night knowing that your family has protection in place should something happen to you.

For most of us, the belief that life insurance has  one purpose: to provide a financial benefit in the  event of your death, and if we’ve covered our  final expenses with other products there really  isn’t a need to buy this coverage. But the reality is, life insurance can do much more for you while  you’re still among the living, you just need to ask the right questions.