Life insurance is exactly what it sounds like: insurance on your life—which is why there’s -size-fits all solution when it comes to finding the right policy for you. Riders are features that can be added on to an insurance policy so you can insure your life as you know it: healthy, independent, and fulfilled. It can often feel bleak to discuss life insurance and the many unknowns of our world, but death is a part of life and in many ways, it’s the part that makes life precious, beautiful, and worth protecting.
Riders allow you to expand life insurance coverage to protect you from a wide array of life’s unknowns. Some riders are designed to increase your death benefit so that your beneficiaries are further secured, while other riders are designed to protect you, providing coverage for additional care or allowing you to use your death benefit in the event of unforeseen circumstances before your death.